Minor annoyances and major victories

[jchrisobrien]

Feeling generally poor the past few days.  A possible sickness is creeping up on me, and that cannot happen this weekend.
Mentally, things have been a little scary.  This can quickly be put right too, if I can find the time.

Now, for the good.  My credit card balance is officially at 0.00.  Stage 2 of the Finance Wars has been won.  The next campaign will be waged against the Federal; it will be a long fight but it's defeat is guaranteed, probably within the year. 

Does anyone really ever get out of debt?  I doubt it.  I'll take my A for effort, though.

Comments

[spitcurl.livejournal.com]

Now, for the good. My credit card balance is officially at 0.00. Stage 2 of the Finance Wars has been won.

Woohoo!

Nah, I think you get out of some bad debt, and eventually rack up some better debt (lower interest rates, mortgages, etc.) Don't the crumbling but landed gentry say things like, "Its not how much you make, but how much you owe?" ;P

But hey! Victory!

[silas7.livejournal.com]

Good debt is fine, when it involves houses!

[atalanta.livejournal.com]

congratulations on the credit! that's a real accomplishment :)

[silas7.livejournal.com]

Thanks! It was all pay, pay, pay... hey look, I'm done!

Now what should I buy? ;)

[hawkegirl.livejournal.com]

Congrats on the credit bit...!

[silas7.livejournal.com]

Many thanks! Now for that Federal debt...

[silentq.livejournal.com]

Yay for zero credit card balances! :)
I'm living debt free, but I think that's due largely to not owning a car or a house. :)

[silas7.livejournal.com]

the benefits of a Canadian education? ;)
My car is all paid off too. Such happiness!

[silentq.livejournal.com]

A Canadian education that was funded by part time jobs, scholarships, grants and a few loans that were paid back a lot faster than they wanted me to. :)
I actually bought my old used car with money from my investments, and then took out a loan to refill the investments and so could claim the interest payments back against my taxes. My investment counselor rocked, but I have no idea if I could do that here. :)
So, yeah, for me it's all about managing the money I have. :) And not being issued a credit card until I was at my first real job after university for over a year probably helped a lot as well. :)

[couplingchaos.livejournal.com]

Hooray for lowering debt!

*good mental and physical health wishes for you*

[silas7.livejournal.com]

I'm working on the latter. Tonight the gym, and lots of water and rest.
Thanks a bunch!

[etrinao.livejournal.com]

i don't think so.
as soon as i get my credit card balance down to zero, which i've done twice recently, something big happens that makes me have to run it up again. credit cards are a pain in the ass.

and theres student loans, and well, there' always osmething.

[silas7.livejournal.com]

as long as I can keep them in control, I can be prepared for when the big bills hit.

*fingers crossed*

I am a teacher I would know.

[theamazingjb.livejournal.com]

A+

I am don't just give that out to everyone.

Re: I am a teacher I would know.

[silas7.livejournal.com]

Your apple is in the mail.

[talesinsdaughtr.livejournal.com]

Well congrats for getting as far as you've gotten. It's pretty impressive :)

[silas7.livejournal.com]

I feel like I've built up some good forward momentum!

[canongrrl.livejournal.com]

awesomeness - and it can be hard to maintain - I've gone to constantly trying to put a little extra on the side for the emergencies.

I know a really good mutual fund if interested

[silas7.livejournal.com]

It will always be a struggle, but if you can get on top of things, it's all good.

Heh. I said on top.

I have a 401k from my old job, my current job doesn't do it. I wonder if I could roll that into a mutual fund? We should talk.

[canongrrl.livejournal.com]

you would want to roll that into an ira of some kind, its pretty painless, I rolled one into an etrade retirement fund. Then you should look at roth iras :)

[pharoahashseti.livejournal.com]

People get out of debt all the time... its' called being dead.

Congrats on stickin it to teh man, even though it's in a smallish sorta way. You gotta start somewhere...

Dead?

[silas7.livejournal.com]

I'd rather enjoy the fruits of my labor!
Small steps, but at least I'm going forward. Thanks!